代写被发现-贷款和商券

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01/11/2019

本文主要讲述的是贷款和商券,此外,该行业的一个特点是,贷款机构对券商的依赖程度上升。正如所描述的,通过贷款人对经纪人的依赖不断增强(Marshall, 2014)。目前,经纪人负责的抵押贷款总额的30%,这一数字预计将在未来十年增加到50%以上,具体的估计数字将增加到70%。因此,券商需要警惕反向竞争。房地产市场的流动性表明,一系列的竞争正在逆转,贷款机构之间的竞争持续不断。本篇代写被发现文章由英国论文通AssignmentPass辅导网整理,供大家参考阅读。

Moreover, one thing specific about the industry is increased dependence through lenders over brokers. As depicted, dependence through lenders over brokers has been ever enhancing (Marshall, 2014). Currently, brokers are responsible for 30 percent of the total loans for mortgage with such figure projected at increasing to more than 50 percent in the coming decade with specific estimates pacing figure as increased as 70 percent. Therefore brokers need to be careful for reverse competition. The housing market fluid nature depicts that a range of competition reverse is occurring with lenders consistently in competition with one another.
This leads towards gaining access to channels of broker distribution by enhancing the commission for which they are prepared to make payment for the brokers. These costs are higher and clients are at loss. Therefore, brokers need to find a unique path that does not causes the clients such extra costs. Competition effect has caused negative consequences on the customers and this need to be changed.
Brokers should further learn to discipline their team members which are bad brokers. It is also a possibility for brokers to consider competition manipulation between lending to avoiding supervision stringently with regard to their acts (McNabb, 2010). In this position, brokers are where they can provide response towards the attempts made through creditors. But brokers should be able to train their team members in a way that they do not destroy the ethics involved in the profession. As per the findings of this paper, brokers face multiple issues when dealing with their team members as the team members do not understand the goals of the clients appropriately. For this, the management needs to acknowledge that consistent support should be given to the brokers in terms of provision and assessment.

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