這些觀點與到目前爲止討論的文章是一致的。幾年來，醫療成本一直在上升，這損害了美國人的競爭力，也迫使許多家庭在試圖爲他們的家庭提供所需的醫療服務時破產(Emanuel et al. 114)。《平價醫療法案》(Act of Affordable Care)在國會獲得通過，並由奧巴馬總統於2010年簽署生效。該法案允許中等收入家庭通過實施全面醫療改革，獲得更好的醫療保障。這使得保險機構以較低的醫療成本承擔責任，保證了更多的選擇，並提高了所有美國人的醫療質量。美國公民(克里斯托夫356)。然而，這一進程是緩慢的，仍然沒有獲得多少好處。有必要看看美國醫療保健行業的一些關鍵特徵。真正的觀點是，大多數改革隻影響一個很小的醫療保險市場。儘管U。S有更多的未參保居民，大多數人都有保險，而且幾乎每個人都有同樣的保險。因此，醫療保險主要來自醫療保險、軍隊、醫療補助、僱主贊助(48.4%)、直接購買者和未投保人羣。美國人口普查局(Terhune 400)。
The views are in alignment with the articles that have been discussed till now. For several years, health care costs have been rising and this has hurt the competitiveness of Americans and has also pressurized so many families to become bankrupt when trying to get their families the required care (Emanuel et al. 114). The Act of Affordable Care passed through the Congress and signed to be brought under law by President Obama, 2010, allowed mid income families to have better health security positioned appropriately through comprehensive health reforms being put up. This has made insurance organizations to be accountable with low costs in health care, guaranteeing more options and enhance care quality for all U.S citizens (Kristof 356). However, the process is slow and still not much benefit has been gained. It is essential to look at some of the key characteristics of US health care industry. The true perspective is that most reforms influence only a small health insurance market. Even though U.S has larger uninsured residents number, most of the people are covered and approximately everyone has the same kind of coverage for insurance. So, health insurance comes mostly from Medicare, Military, Medicaid, Sponsored by Employer (48.4 percent), direct purchasers and uninsured as per the data by U.S Census Bureau (Terhune 400).
The ACA (Affordable care act) has affected individuals who purchase coverage of health directly from a carrier for insurance. 3-5 percent individuals fall under such a category. Insurers were allowed to reject any individual who already had an existing condition medically and charge high prices for the deceased individuals along with women and middle-age individuals. This is not possible any more. Such changes have caused to unsettle those that are taking part within the market from before and in some situations this is by raise in prices while in others it is through limiting the doctors and patients using it (Terhune 400). The most general health insurance source for U.S citizens is through employment which helps in providing advantage to more workers than 170 million as well as those depending on them. Organizations then decide to pick up the major part of the cost in most situations and even though employees forego high wages in return for the advantages, the services also is without any taxes.